Business English #4 – Banking

W dzisiejszym „Śniadaniu z Winiarską” poruszyłam kwestie biznesowe. Poniżej znajdziecie listę najbardziej przydatnych słówek związanych z bankowością. Definicje pochodzą z Oxfrod Dictionary.

balance – saldo;
A figure representing the difference between credits and debits in an account; the amount of money held in an account.

bank charges – opłaty bankowe;
Money paid to a bank for the bank’s services

branch – oddział;
A division or an office of a large business or organization, operating locally or having a particular function.

check US/cheque UK – czek;
An order to a bank to pay a stated sum from the drawer’s account, written on a specially printed form .

credit card – karta kredytowa;
A small plastic card issued by a bank, building society, etc., allowing the holder to purchase goods or services on credit.

checking account US/current account UK – rachunek bieżący;
An account at a bank or building society from which money may be withdrawn without notice, typically an active account catering for frequent deposits and withdrawals by cheque.

debit – obciążenie;
A payment made or owed.

debit card – karta płatnicza;
A card allowing the holder to transfer money electronically from their bank account when making a purchase.

debt – dług;
A sum of money that is owed or due.

be in debt – mieć długi;
The state of owing money.

savings account US/deposit account UK – konto oszczędnościowe;
A bank account that pays interest and is usually not able to be drawn on without notice or loss of interest.

to fill out US/fill inUK – wypełnić (np. formularz)
To add written information to a document to make it complete.

interest – odsetki;
Money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.

interest rate – oprocentowanie;
The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.

loan – kredyt;
A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.

mortgage loan – kredyt hipoteczny;
A legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the debtor’s property, with the condition that the conveyance of title becomes void upon the payment of the debt.

overdraft – debet na koncie;
A deficit in a bank account caused by drawing more money than the account holds.

account statement – wyciąg z konta;
A document setting out items of debit and credit between a bank or other organization and a customer.

withdraw – wypłacić pieniądze;
Take (money) out of an account.

withdrawal – wypłata pieniędzy z konta;
An act of taking money out of an account.

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